You Pay
Only Once

Unlike other forms of insurance, the original premium is your only cost as long as you
own the property.
There are no annual payments to keep your Owners Title Insurance Policy
in force.

OHIO DEPARTMENT
OF INSURANCE

P U B L I C A T I O N
Title Insurance

Protecting You Against Hidden Risks.
Protection against loss from claims on real estate that cannot be discovered by examination of the public records is the second part of the twofold benefit which the Title Insurance provides.

For example, the title to the home which you have paid for - and to which you have received a deed - could be threatened or lost by such circumstances as a forgery, confusion due to similar names, or error in the records. These contingencies will be covered in your policy of title insurance.



How Does a Title Insurance Policy Protect Against These Dangers?

If a claim is made against your title as covered by your policy, the title protects you by:

Defending your title, in court if necessary, at our expense.
Bearing the cost of settling the claim if it proves valid, in order to perfect your title and keep you in possession of your property.

   

 




Summarizing, Title Insurance Means This to You:


It is assurance that every possible cloud on the title to the land you are buying - which can be discovered from the public records - has been called to your attention so that such defects can be corrected before you buy. And - It is insurance that, if any undisclosed claim covered by your policy arises out of the past to threaten your ownership of real estate, it will be disposed of, or you will be reimbursed, exactly as your title insurance policy provides.